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Precision Wealth Strategies for Pilots

Building wealth through good advice™
FAPA's Fourth Annual
Pilot Retirement Event
May 19-21 | Las Vegas, NV

Welcome to FAPA Financial Services

Get to Know Us is a firm built by and for pilots. The FAPA brand (Future & Active Pilot Advisors) has been recognized in the commercial airline community since 1972. Countless pilots have utilized our highly skilled team of aviation professionals for career counseling and interview preparation.

We are now bridging the gap between employment incomes and a secure retirement for our members by offering a cost-efficient investment advisory and financial planning system dedicated to professional pilots. FAPA Financial Services (a wholly-owned subsidiary of is a Registered Investment Advisor and is building a network of exceptionally qualified advisors with thousands of hours of financial services experience. FAPA Financial is designed to efficiently coordinate the complexities of both short- and long-term financial strategies for pilots.

We primarily use Dimensional Fund Advisors for our investment vehicles and MoneyGuidePro® for cloud-based financial planning.

FAPA Financial Services Team Members


Thomas Smith

Vice President of FAPA Financial Services, MBA, CFP®

Thomas Smith is a CERTIFIED FINANCIAL PLANNER ™ professional with an undergraduate business degree from The University of Toledo, Master’s degree in business and finance from Arizona State University, and personal financial planning certificate from Kennesaw State University. Tom started his professional career as a stockbroker with Merrill Lynch and spent 15 years as a Vice President of fixed income securities with both The First Boston Corporation and Lehman Brothers. He is an experienced individual income tax preparer with H&R Block. Entrepreneurial and administrative credentials include founding principal and Chief Financial Officer of a startup environmental contracting company. Formerly held FINRA Series 7 General Securities, and FINRA Series 66 Uniform State Law Licenses (Stock, Bonds, Options, Limited Partnerships, and Mutual Funds), Life and Health insurance license.

To contact Tom, call 800-JET-JOBS (538-5627) Ext. 55, or send an email to


Louis Smith

President of, and Founder of FAPA Financial Services

Louis Smith is a retired Northwest Airlines captain, completing his career flying the DC-10 on international routes. Captain Smith began his airline career with Hughes Airwest in 1976. He holds an Air Transport Pilot (ATP) rating, a Flight Engineer (FE) certificate and is a graduate of the University of Tennessee (Martin). Smith, a veteran of the United States Air Force, flew the C-9A on aeromedical evacuation missions from 1971 through 1974. Over the years, he has been quoted in numerous publications, including The Wall Street Journal, Time magazine, Aviation Week & Space Technology, USA Today and many others. Smith has also appeared on CNN during a live broadcast, on National Public Radio as an expert panelist discussing a pilot labor dispute and on CNBC discussing the pilot hiring market in the U.S. and overseas.

To contact Louis, 800-JET-JOBS (538-5627) Ext. 57, or send an email to


Mike Tobiason

Managing Member, AZADA CPA/ABV, CVA

Michael (Mike) Tobiason, a graduate of Montana State University, began his career in public accounting with the international accounting and consulting firm of KPMG in Midland, Texas. During his 5 year tenure with KPMG, Mike was an auditor providing independent audit services for a wide variety of public and private companies throughout the US. Mike joined the firm of Anderson ZurMuehlen in Montana where he practiced tax, audit, valuation and other consulting services during his 20 year tenure with the firm. Mike was a Shareholder, Office Vice-President, Director of the Consulting Business Unit and Board Member. Prior to the formation of AZADA CPA and acquisition of Arlint CPA, Mike was the VP of Finance and Secretary Treasurer for a Las Vegas based indoor hydroponic farm. Mike specializes in small business and personal tax preparation, tax planning, business valuation, litigaiton support and expert testimony in financial, valuation and economic damage matters. Mike’s 30+ year career and diversity of work experience provides him the ability to assist his clients in meeting their desired business and personal financial outcomes.

To contact Mike, call:  (702) 216-1010 or email him at


Matthew Willard

Investor Relations

Matthew Willard serves as FAPA's Head of Investor Relations and just obtained his degree in Accounting and Finance from the University of Hawai'i. Matt's knack for numbers make him the perfect addition to the FAPA team. He assists with all the back office duties of regulatory filings, purchasing decisions, financial analysis, and projections.


Matt is planning a career as a Chartered Financial Analyst. 


When the south shore of O'ahu has a respectable swell, Matt will be on his board catching a few waves.

To contact Matt, call: 800-JET-JOBS (538-5627), ext 50 or email him at


Nick Van hoff

Director of Technology

Nick van Hoff serves as FAPA's Director of Technology. With a Computer Science & Engineering degree from UCLA and experience with Azure Cloud Services, IT, web design, database administration, networking, and cyber security, Nick serves as the technological backbone for FAPA services.


In his down time, Nick can be found tromping through the woods or tackling passion projects - ranging from creating a card game to building a global real estate tool.

To contact Nick, email him at

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